• Small Cap Stock, Obee’s Franchise Systems Inc., Featured In Audio Interview At Smallcapvoice

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    February 19, 2018 /  Market and Franchise

    To listen to the audio interview featuring small cap company Obee’s Franchise Systems, Inc. (OTC Pink Sheets: OBFM) with interviewee Peter Brown please go to our website, listed in the resource box.

    Obee’s Soups Salads & Subs is owned by Obee’s Franchise Systems Inc., Obee’s currently has over 50 restaurants open and in development across 21 states. The company has commitments to open over 1,000 additional locations over the next ten years. The chain has won numerous local and regional awards for its food menu and service.

    Obee’s Franchise Systems, Inc., (OTC Pink Sheets: CYPW) is an OTC Pink Sheets listed small cap stock company, who recently announced that the first restaurant in Port St. Lucie, Florida has been sold by the company’s Area Developer for St. Lucie county. The obee’s(R) soups, salads & subs, located 10075 S. Federal Highway in the Port St. Lucie Town Center has recently been sold by Bruce Campbell to Mr. and Mrs. Ronaldo Silva. The transaction now clears the way for Obee’s Franchise Systems, Inc. and Mr. Campbell to begin selling new franchises in the territory.

    ‘Bruce made a very prudent decision when he first agreed to be an area developer for our company,’ explained Peter Brown OBFM President. ‘He decided that instead of immediately selling franchises of a restaurant brand that at the time was unknown in this area, he would instead operate the first location himself and thus become an expert. He has done just that and now we’re ready to assist him in every way possible.’

    About Small Cap Voice

    Small Cap Voice offers small cap & OTC investor relations services, dedicated to ensuring its client companies gain valuable exposure in the small cap and OTC markets. Through internet interviews, conference calls, emails, investment newsletters, small cap & OTC company news and placement on financial web sites Small Cap Voice creates a consistent presence in the public eye for their clients.

  • Pay Off Student Loans without Breaking Your Budget

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    February 19, 2018 /  Loans and Debt

    Student loans can rack up to tens of thousands of dollars within the time it takes to get your degree. You may be wondering how you will pay off student loans while working your way up the career ladder. Luckily, there are options.

    The first step in managing your student loans is to consolidate. Locate a lending institution that will loan you an amount equal to your student loans. Once you are approved, the institution will be able to pay off student loans for you. You then pay one low monthly amount to one location, and typically at a lower interest rate.

    Once you have consolidated your student debt, you will find that you save money by paying less interest and fewer finance charges. Additionally, further options for managing your loans may be available to you at this point. For instance, many institutions have policies that allow you to put your loans on deferment.

    When you put your loans on deferment, you are agreeing to pay the debt at a later date. Deferment is granted for a variety of reasons. The most common type is an academic deferment. This is typically automatic while you are attending school. If you leave school, and intend to return, you may need to actively request an academic deferment.

    Another common type of deferment is an economic deferment. An economic deferment is allowable and enforceable by The Department of Education. This is allowed when you truly do not have the means to pay off student loans. There is typically a lot of paperwork and verification required for this type of deferment.

    The important thing to understand about deferment is that you will not pay off student loans quickly in this manner. In fact, you can easily accumulate further debt because interest continues to accrue throughout the deferment period. You can avoid this pitfall as well to pay off student loans earlier than expected.

    Each month throughout the term of the deferment you will receive a statement from the lending institution. This will remind you of your principle amount, the date your first payment on the loan will be expected, and the amount of interest accrued since the date of the deferment. Pay the interest accrued each month throughout the deferment. This will save you money in the long run, and the interest alone is much more manageable than a full payment. You may also opt to pay additional amounts toward your loans as you are financially able.

    If you’d like to learn more about how to pay off your student loans and save money in the process, visit:

  • Hedge Funds – How To Make The Right Investment Choices

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    February 18, 2018 /  Investment

    After the 2008 world economic crisis, finding the right investment vehicles seems much harder and trickier. Worldwide currency, which everyone believed in, has shown its face value and, overall people have lost their confidence in the popular investment means available on the global market. However, one of the post crisis positive effects is that individuals became more aware and cautious about the significance of managing their resources appropriately and securing their assets.

    Although the present day market openings sets forth an apparently endless variety of choices, making the right investment is all about selecting that alternative apposite for your means, objectives and goals on short, medium and long term. Resorting to professionals is one of the best ways to drive your worth to the right target as long as you manage to find some trustworthy, skilled, and dependable experts.

    In nowadays context, the hedge fund is fairly set at the higher end of the investment opportunities scale. Working as a private pool of capital, little known to the wide public, such funds rather address the sophisticated investor that can afford hefty net investments in the prospect of likewise gains. Unlike most types of funds, a hedge fund gathers capital from a fairly limited number of individuals and, naturally the investment amounts are significantly greater, being typically believed to range between one million and six million dollars. Nevertheless, there is no investment maximal threshold regulation in place.

    The hedge fund is actively run by a manager, who is in charge with all financial strategies and decisions. Once in, the investors can not set a veto on his decisions. Drawing back the capital ahead of a predetermined time span usually calls upon considerable penalties, which remain in the fund and are finally split between the remaining investors. The hedge fund manager takes up an operational commission and a performance brokerage.

    In comparison with other type of investments, the hedge fund primarily differs through a wider range of investment strategies it can adopt and a more regulatory-free area of action, including short selling and hilt leveraging. No such fund is risk free, yet primarily depending on the objects of ventures, the manager can draw in high gains with relatively small risks. For instance, precious metal investments have proved to be such nest eggs. Although, one needs to be no expert to know that investing in gold – the ultimate safe heaven of all seasons- is the right investment choice for all kinds of financial portfolios, the profits of a hedge fund may considerably overrun those achievable from independent investments.

  • How To Conduct A Market Research

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    February 16, 2018 /  Market and Franchise

    The availability of the free market research tools has made it easier for the company owners collect the data which is needed to conduct the market research surveys to improve the business as well as to understand the business better. The method of market research analysis is known as a well organized method to know about the requirement, thought and the satisfaction of the buyers about any product or service. So, this process works as the main path to successfully manage any business.

    With the results of research analysis, the companies can be aware of the process to market their products or services in the best way. The focus group discussion and questionnaire surveys play major roles in this type of survey. All of these things are easily available online and you can also download the survey templates directly from the market. These days, conducting the market survey has become easier than ever due to the In this article, I will discuss the way how the market research survey software system work. .

    Learn what the clients wish for: Instead of only guessing what those clients are searching for, who are interested in your niche market, you will be able to survey the accurate demographics with the help of the market research survey online software program. Besides, it will also offer you a clear idea of how to plan the marketing campaign in the best way.

    Easy to access: In case you are concerned about using the complex survey software which would take loads of time to learn, make it sure that the online survey software that you are choosing as an entrepreneur or an online business owner, is more convenient and user friendly. This thing adds the benefit that the business owners would be able to create some surveys quickly in order to poll several questions to the clients with instant feedbacks and results. It will also help the business owners to find the right answers.

    Or you can also use this survey as the medium of market research that would allow you to tap the hidden trends within the targeted market. While you will get the survey results, you will be able to analyze all the information within the chart and table and this thing will help you to prepare reports for your company and for yourself to decide the best action in the forthcoming marketing campaign.

    Marketing is not at all a guessing game: Your success as the online business entrepreneur is the thing that should be steadfast, secure and reliable. Moreover, you have to know The online survey software is so vital because it helps the companies to get direct feedbacks from their clients about their likes and dislikes and therefore it tailors the web appeal and advertising of the companies to acquire good revenue every year.

    If you want to know some more information about this software system or if you want to buy it online, then contact with www.magicsurveytool.com.

  • Debt Management Services The Best Means of Overcoming Debt Problems!

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    February 16, 2018 /  Loans and Debt

    Are you a borrower suffering from debt problems? Have all your efforts to seek a solution to the debt worries failed? If your answer is yes to any of these questions, we can help you. Dont worry. You are not alone. There are scores of borrowers who are facing similar problems.

    The easy availability of loans has made it easy for borrowers to meet all their needs. However, what happens over a period of time is that they end up availing too many loans which they cannot repay. A debt management advice can help you immensely to overcome the situation. This advice is offered by a team of financial experts who have an in depth experience in handling such problems.

    Debt management is an art which if practiced well can eliminate most of the debt worries. A borrower should ensure that he makes timely payment for all the debts. He should set a time limit for the payment of each debt and try his best to keep up the payment. Once, you do this you would have solved your debt problems to a large extent.

    Debt Management Plans Find out How They Can Help You!

    As a borrower, your chances of getting a loan fast depend upon your credit score. A good credit history signifies a timely payment of loans. If you happen to be suffering from a poor credit history, then stop worrying now!

    A debt management advisor can help you in many ways. They can: Suggest an alternative means of solving debt problems. Help chalk out a course of action, which can help minimize the debt burden. Offer you a debt consolidation plan, which if followed can instantly solve the debt problems. Help you get over the problem keeping in mind your repaying capacity.

    Alternately, you can also consult a debt management company. This is one of the easiest ways of getting over the debt worries. A debt management company takes upon the whole responsibility of finding the right solution for your debt worries. In other words, it is a one stop solution for all your debt problems. Scores of borrowers have benefited from these debt help management agencies.

    Opt for a debt management plan now!

  • How To Keep Track Of Your Forex Trades

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    February 15, 2018 /  Forex and Trading

    Successful forex trading requires that you keep a close eye on the various business aspects. It may be overwhelming to keep in mind all these activities and transactions. For this reason, it is essential to have a system of analyzing and evaluating your various actions. The trading log is an important tool in forex trading. It assists you in recording and keeping track of all your important tasks and transactions. It is a very effective and efficient system that will save you the time and energy that goes into all the trading chores when business is booming.

    A forex trading log can be a simple tabular grids with entries such as the date, the price, number of lots opened, exit price, initial protective stop level, commodity, quantity and so on. Although most traders have been using personal diaries as the trading log, there are standard logs which have been designed specifically for forex trading. Some logs are in book form while others are digital. Both of them may have the same formats but vary with convenience and flexibility.

    With the digitalization of business, book-keeping and accounting practices, more and more business owners are turning to digital trading logs. Spreadsheet programs can make a very good trading log for your business since they come with a host of computing and data management capabilities. Updating figures in the log can be easily automated allowing you a great deal of flexibility. Some of the commonly used spreadsheet programs which can be used to create a simple trading log include the Microsoft Excel and The Lotus 1-2-3.

    Forex trading software available in the market may help you to carry out the various forex related tasks one of which is keeping an up-to-date log book. The software that you purchase is likely to have market forecasting and analysis tools and order as well as management capabilities; which makes it a good package to manage your forex transactions.

    A good trading log will optimize your trading business by eliminating weaknesses. The entries and exits that are to be recorded on the log book should be determined before hand. Otherwise, it will be hard to know which trades are doing well and which one’s aren’t doing well. There should be an area where remarks and comments can be made after a fixed trading period. These will help you when making key decisions about what strategies to put in place to ensure that your’s profitable trading business remains so.

  • Ethical Money Makes The World Go Round

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    February 14, 2018 /  Money and Bank

    Whatever your resources, socially responsible investment (SRI) can help you fulfil your dreams, and make the world a better place. SRI means you can channel your money away from industries that contribute to the destruction of the environment, companies employing sweatshop and child labour, business involved in animal experimentation and corporation that support repressive and brutal regimes

    Like any investor a socially responsible one wants to see a sound return on their investment but they also want to invest in companies that demonstrate social and environmental principles. Even though SRI means limiting choice in types of investment it has not led to any systematic under performance in stocks, in fact it have done as well as or better than others on the market.

    SRI developed in the USA as a response by concerned Quakers and other people disgusted that their investments were supporting the arms trade and the Vietnam war. Since then SRI has become a growing market within the UK, and is increasing at about 34% per year Socially responsible investors include institutions such as non profit organisations, Churches, trade unions, universities and individuals from all walks of life. What they have in common is a commitment to channelling their money towards investment that reflects their personal ethics and values. You don’t have to have lots of money to be a socially responsible investor although a minimum commitment is like with most funds about 50 pounds a month.

    There are two main strategies to SRI: Avoidance Screening – choosing not to invest in industries for example, those with discriminatory employment practices, business activities with repressive governments, poor environmental records, animal testing, weapons contractors and the tobacco industry.Affirmative Screening – Actively seeking out investments in activities to support such as alternative energy and natural foods, companies that show commitment to their workers, communities and the environment.

    Davinos Greeno works for the and directory that lists 100s of Organic and Ethical Companies and we also have for you to read or publish.

  • Fraudulent Iphone Insurance Claims Rise During New Iphone Model Launch

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    February 14, 2018 /  Tax and Insurance

    iPhone Insurance companies are fighting back against those customers who claimed that they had lost their new iPhone. Unfortunately, some iPhone insurance companies did not provide full protection in the event that their iPhone is lost. That is why when an iPhone user finds themselves in the situation where they had misplaced their iPhone, most of them take the decision to claim that their iPhone had been stolen. This is because they can make a claim on their iPhone insurance policy. Informing your insurance company that your iPhone had been stolen could be a real thorn for them.
    Unfortunately, this may not be the case anymore. iPhone insurance companies are now doing their best in trying to seek out customers whom they believe that are making a false claim by stating that their iPhone has been stolen. Many iPhone insurance companies nowadays have more intelligent strategies to check if their customers have claimed an item has been stolen. They hire trained advisers to ask claimants certain questions about the alleged theft. Also how and when it took place. These trained advisers are trained to notice the same occurring patterns that are very common amongst false insurance claims.
    But unfortunately, there are many iPhone users seem to be unaware that making a false claim will lead to a criminal conviction. That must be a real wake up call for those people who had a habit of making false claims that their iPhones, laptops were stolen. They would certainly have a criminal record and these might affect their future like when they have plans in applying for a job.

    This is not just for iPhone insurance but it is also applicable for home insurance products, laptops and those things that have insurance. Insurance companies or providers are now turning to a zero tolerance with this type of offence. IPhone insurance companies require now a Police incident number before they can start processing your iPhone insurance claim. And in order for you to get a Police incident number, you have to make sure that you will have to report your iPhone as stolen to the Police and then make a statement to that effect. The Police now are also involved with insurance fraud of this nature. In this case, you are not just making your own criminal conviction for insurance fraud, but also this scenario could even get you into jail. This is all because your company did not cover you for the loss of your iPhone.

  • Resume Objective for Position of a Tax Revenue Collector

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    February 14, 2018 /  Tax and Insurance

    As you are aware, the objective is the hitting sentence of your resume. It tells about your career goal and how the prospective employer will get benefited if he selects you as a candidate. So resume objective should be specific for particular job profile. Resume objective for position of a tax revenue collector needs to be written considering various demands of the job

    Once you are cleared with various roles revenue tax collector has to undertake, you will be clear about how to write various sections of the resume of the tax revenue collector. Resume objective samples are readily available. So consider the activities and write the resume objective accordingly.

    Job Demands of a Tax Revenue Collector
    Tax collection from people as well as business professionals
    Maintain the records, procedures, code changes, accounting procedures. It ultimately is associated with working on financial information
    Take care of the issues related to tax returns and problems associated with it. If any of the legal issues are raised, plan the line of action or work on the line of action to get out of the litigation. Attend casual appeals hearings on contested cases from other co professionals
    Coordination and communication with the tax payers to inform them the procedures, details payment related issues or issues related to refund. Inform the tax payers about overpayment or underpayment
    Pursue all the activities related to tax returns, i.e. to fill up the related information, process the information etc.
    Broadly speaking the tax revenue collector deals with taxes, excise and sales tax returns

    There are many other activities the revenue collector has to undergo. It is mentioned in the job requirements or job profile. Go through what the prospective employer wants. Understand which sector you are supposed to be more active in? It may be sales tax, excise or income tax. So resume objectives will differ depending upon the sector in which you are looking for a job.
    You can refer resume objective samples on the internet and can write the objective that can create an impression at a glance. In other words you may say that it is the decision making statement whether the prospective employer would spare time to read your resume further or not. So beware a good objective statement can make or break the path

  • Price Action Trading Using The Atlas Line

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    February 14, 2018 /  Forex and Trading

    The answer has been staring you in the face but youve been so overwhelmed with the indicators around it that youve havent taken the effort to understand the heart of the matter. Traders have made their trading strategy so over-complex that they have lost sight of the simple core aspect for trading, that is the market price and its behavior. Price Action trading lies in the simplistic and clear understand of the market analysis.

    DayTradeToWin has been a forefront for educating traders, specifically on how to improve your results by using price action trading. Price action trading has been the primary catalyst for successful traders using John Paul’s trading methods. With the popular At the Open course and Price Action Scalping course, it’s no wonder the Atlas Line indicator has outperformed traditional indicators that simply lag behind.

    The Atlas Line method provides multiple automated signals that serve day traders as a consistent tool for precise market direction. Unlike other price action trading methods, the Atlas Line was created for institutional traders. A unique and significant quality of the Atlas Line is that it can be applied to all markets, including: the E-Mini S&P, Euro Currencies, British Pound, Canadian Dollar, Australian Dollar, Dow Jones, Russell, T-Notes, T-Bonds, Forex and much more. This robust filtering method can be used as standalone or used in conjunction with other trading methods for entry confirmation.

    Essentially, the Atlas Line plots an angled line across your trading chart, and provides trading consistency in its use. Scalpers especially love this tool. Very few software-based trading methods have stood the test of time with the results to prove it.
    The proprietary Atlas Line method is available for NinjaTrader versions 6.5 and 7, Tradestation and eSignal.

    All purchases include an educational private webinar with John Paul for guidance on configuration and implementation of the Atlas Line. This training is a benefit to all purchasers of the Atlas Line because traders learn, understand, and interact with the softwares creator, John Paul.

    Traders get an edge with the Atlas Line by indicating a markets trend early in the morning and making profitable trades based on this information.

    For more information, contact DayTradeToWin by email at or by phone at 888-607-0008.